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How to open a Bank Account in PNB ?

You must be looking to open a new bank account in PNB. Don’t worry as this article will guide you to get a bank account in Punjab National Bank. The procedure to open a bank account is more or less the same in any bank. However, it might differ in few aspects like minimum balance requirement and documents required.

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How to open a Bank Account in PNB ?

To open a bank account in PNB, you need to follow the steps mentioned below.

1) Getting a PNB Bank Account Opening Form

First step to get an account in PNB is to have an account opening form. In order to get an account opening form, either you can visit any PNB Branch or you can download it online and take a print of it. Please note that the form for Savings and Current Account are different. So, kindly ensure that you have got the correct form.

2) Filling the PNB Account Opening Form

Once you have the Account Opening form with you fill it carefully, affix/paste your photograph & put your signature wherever required. In case of any confusion, you can always take help of the bank employees or customer service representatives.

3) Gathering the Required Documents

Next step is to make sure that you have all the required documents necessary for opening a new account. For Savings account you need to have Identity and Address Proof documents. Usually people provide Aadhaar Card, Voter ID Card, Ration Card, Driving License or Passport as an Address proof document. For Identity Proof, most of the people provide PAN Card.

Once you have the required documents with you make sure that you have at least 1 photostat copies of these documents. Don’t forget to self attest these copies of documents i.e. put your signature.

4) Visiting the Branch with Form and Documents

Now you need to visit the Branch of PNB in which you want to open your Bank Account. Do remember to carry the duly filled form and all the original documents along with Photostat copies.

5) Verifying your Form and Documents

Once you visit the Branch with your duly filled form, Original and copies of documents  you need to verify them all by showing it to the concerned person in the bank.

6) Depositing the Minimum Balance

Once your form and documents have been successfully verified you need to submit at least the minimum balance to open your new account i.e. Rs.1000 in PNB. For this you need to fill up the cash deposit voucher. In the account number box you can put NEW ACCOUNT. The cashier will keep your documents and form and will give you the cash deposit slip. You will be intimated by bank that when do you need to collect your bank passbook, atm card and other documents.

7) Collecting your Bank Passbook and Other Documents

Finally, you need to visit the bank with your cash deposit slip and collect your Bank Passbook, ATM Card, Internet Banking, Mobile Banking and other documents for which you have applied.

This is the simple process to open a Bank Account in PNB. If you have any confusion or queries, you may leave your comments below.

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About Anirudh Singh

Anirudh Singh is a passionate blogger and the man behind Amazing India Blog. He has 5 years of experience in the newspaper industry and he founded Amazing India Blog in 2015. Apart from writing and editing articles on Travel, Business and Technology at Amazing India Blog, he also contributes to other well known newspapers and online news blogs.