You must be looking to open a new bank account in OBC (Oriental Bank of Commerce). Don’t worry as this article will guide you to get a bank account in OBC. The procedure to open a bank account is more or less the same in any bank. However, it might differ in few aspects like minimum balance requirement and documents required.
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How to open a Bank Account in OBC ?
To open a bank account in OBC, you need to follow the steps mentioned below.
1) Getting a OBC Account Opening Form
First step to get an account in OBC is to have an account opening form. In order to get an account opening form, either you can visit any Oriental Bank of Commerce Branch or you can download it online and take a print of it. Please note that the form for Savings and Current Account are different. So, kindly ensure that you have got the correct form.
2) Filling the OBC Account Opening Form
Once you have the Account Opening form with you fill it carefully, affix/paste your photograph & put your signature wherever required. In case of any confusion, you can always take help of the bank employees or customer service representatives.
3) Gathering the Required Documents
Next step is to make sure that you have all the required documents necessary for opening a new account. For Savings account you need to have Identity and Address Proof documents. Usually people provide Aadhaar Card, Voter ID Card, Ration Card, Driving License or Passport as an Address proof document. For Identity Proof, most of the people provide PAN Card.
Once you have the required documents with you make sure that you have at least 1 photostat copies of these documents. Don’t forget to self attest these copies of documents i.e. put your signature.
4) Visiting the Branch with Form and Documents
Now you need to visit the Branch of Oriental Bank of Commerce in which you want to open your Bank Account. Do remember to carry the duly filled form and all the original documents along with Photostat copies.
5) Verifying your Form and Documents
Once you visit the Branch with your duly filled form, Original and copies of documents you need to verify them all by showing it to the concerned person in the bank.
6) Depositing the Minimum Balance
Once your form and documents have been successfully verified you need to submit at least the minimum balance to open your new account i.e. Rs.1000 in OBC. For this you need to fill up the cash deposit voucher. In the account number box you can put NEW ACCOUNT. The cashier will keep your documents and form and will give you the cash deposit slip. You will be intimated by bank that when do you need to collect your bank passbook, atm card and other documents.
7) Collecting your Bank Passbook and Other Documents
Finally, you need to visit the bank with your cash deposit slip and collect your Bank Passbook, ATM Card, Internet Banking, Mobile Banking and other documents for which you have applied.
This is the simple process to open a Bank Account in OBC. If you have any confusion or queries, you may leave your comments below.
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