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How to Re-Activate Dormant Account in SBI ?

The reason why you have landed on this page may be because you are not using your SBI Bank Account from a long time. Usually the Bank Accounts which are not is use or in which no transactions are performed are made inactive after 12 months and made dormant after 24 months. This is not the end! You can activate your dormant account in SBI by following the procedure mentioned in this article.

How to Re-Activate Dormant Account in SBI ?

Before we proceed to know the procedure to re-activate your dormant account in SBI, you need to know when is an account considered to be dormant.

When is an Account Considered Inactive or Dormant in SBI ?

If you have a current/savings bank account in SBI and have not done any transactions through it for over 12 months, then it will be considered as an inactive account. And if you don’t do any transactions from an SBI bank account for 24 months, then it will be considered as dormant. According to Reserve Bank of India (RBI) guidelines, an account becomes dormant if a customer does not perform any transactions such as withdrawal of cash at a branch or automated teller machine (ATM), payment by cheque, transfer of money through Internet banking, phone banking or ATMs.

You must note that even after your account turns inactive or dormant, interest, if any, will be credited to your savings account regularly. Now RBI had also asked banks not to levy penal charges for non-maintenance of minimum balances in any inoperative(inactive/dormant) account.

Procedure to Re-Activate Dormant Bank Account in SBI

For the activation of dormant account in SBI, you may have to submit a written request along with identity and address proof. Your signature may also be verified to activate the account.

We have given application for 2 different cases :

(1) Application for Re-Activation of Dormant Account in SBI

(2) Application for Re-Activation of Dormant Account with Branch Transfer in SBI

Let’s now begin with the first case.

Application for Re-Activation of Dormant Account in SBI

To,

The Branch Manager,

State Bank of India,

(Name of the Branch),

(Name of the City).

Subject : For re-activation of my Savings/Current Bank A/C No. (Your Account Number)

Sir,

I have a Savings/Current Bank Account in your Branch with A/C No. (Your Account Number) which is dormant because I have not made any transactions in this account from a long time. Please re-activate my account again as I want to use it again.

I have attached my PAN Card and (Name of  SBI Address Proof Document) as Proof of Identity and new Proof of Address respectively. Kindly process my request as soon as possible.

Regards,

(Your Name)

SB/CB A/C No. (Your Account Number)

(Put your Signature Here)

Application for Re-Activation of Dormant Account with Branch Transfer in SBI

To,

The Branch Manager,

State Bank of India,

(Name of the Branch),

(Name of the City).

Subject : For re-activation of my Savings/Current Bank A/C No. (Your Account Number)

Sir,

I have a Savings/Current Bank Account in your Branch with A/C No. (Your Account Number) which is dormant because I have not made any transactions in this account from a long time. Please re-activate my account again as I want to use it again.

Also, I have relocated to a new Address in (Name of the City). So, once the Account is Active I want to transfer it to (Name of the Branch in which you want to Transfer your Account) Branch in (City). I have attached my PAN Card and (Name of SBI Address Proof Document) as Proof of Identity and new Proof of Address respectively. Kindly process my request as soon as possible.

Regards,

(Your Name)

SB/CB A/C No. (Your Account Number)

(Put your Signature Here)

This is the procedure to re-activate your SBI Dormant Account. Hope this article will help you for the needful.

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About Anirudh Singh

Anirudh Singh is a passionate blogger and the man behind Amazing India Blog. He has 5 years of experience in the newspaper industry and he founded Amazing India Blog in 2015. Apart from writing and editing articles on Travel, Business and Technology at Amazing India Blog, he also contributes to other well known newspapers and online news blogs.

3 comments

  1. Hi,

    Thanks for this information..

    I was open NRI/NRO account in SBI chandryangutta branch but since long time i am not using my account, i want to reactivate my account, but i am not in india i am working in abroad what is a procedure to reactivate my account, kindly advice…

    Thanks & regards,

    OMER ALI

  2. Hello Sir
    Thank you very much for this information.
    I was living in Bangalore along with my mother who had an SBI account in Bellandur branch. Now we have moved to Pune and my mother’s account has become inactive.
    Now she wants to activate her account, but is unable to travel to Bangalore. Can I go to the branch on her behalf and request to activate her account ?

  3. Hello Krishna,

    I am having the same issue what your Mom had earlier. Did you get a solution to your problem . If so, can you please suggest or explain your experiences and steps you took to get out of it.

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